What is a CrossMod™ Home?

Learn about the hottest new home category on the market! 

The affordable housing shortage has increased demand and driven up home prices and rental rates. Manufactured homes provide a solution as they cost less and are quicker to build than on-site homes. A new category of manufactured homes, called Crossover Modern Homes (CrossMod), offers a high-end, energy-efficient yet affordable factory-built housing alternative. 

Champion®-designed CrossMod homes combine the best of on-site and off-site built housing, complying with state and local building standards. They offer amenities typically found in site-built homes, such as garages, carports, pitched roofs, and energy-efficient features. 

CrossMod homes (like the one pictured below) have gained popularity in recent years due to the many advantages they offer over conventional manufactured homes.

Here are some additional benefits of CrossMod homes: 

• Increased property value: Because CrossMod homes are classified as real property and have many features similar to traditional site-built homes, they are expected to appreciate in value at a similar rate. This makes them a wise investment for those looking to build equity over time. 
• Financing: CrossMods are available for mortgage loan financing with favorable interest rates and 30-year terms through programs like Fannie Mae MH Advantage™ and Freddie Mac CHOICEHome®.   
• Energy efficiency: CrossMod homes are built using the latest technology and energy-efficient materials, resulting in lower utility bills and a smaller carbon footprint. 
• Durability: CrossMod homes are built to withstand harsh weather conditions and are designed to last for many years. They are also less susceptible to damage from pests and other environmental hazards. 
• Affordability: CrossMod homes are more affordable than traditional site-built homes, making them an attractive option for first-time homebuyers and those looking to downsize. 
• Location flexibility: CrossMod homes can be placed on a variety of different lots, including urban, suburban, and rural settings. This gives homeowners more options when it comes to choosing a location for their home. 

CrossMod homes are a cost-effective and long-lasting option for first-time home buyers and those looking to downsize. With exterior features that resemble traditional site-built homes, they can be placed in almost any community, including those that have had limited factory-built housing in the past. By offering the opportunity to build equity and wealth, they provide an accessible path to homeownership. 

CrossMod homes are classified as real property, affixed to permanent foundations, and have a higher resale value than other types of manufactured homes. They offer cost savings compared to traditional homes, making them an attractive option for homebuyers. CrossMod homes provide manufacturers with a chance to enter new markets and help more Americans achieve homeownership. They are customizable, affordable, and an excellent choice for anyone in the market for a new home.